Bookkeeping · e-Invoicing · SST

Close the month before the month closes you.

Cobalt Ledger is accounting software built for Malaysian SMEs — LHDN e-Invoicing, SST returns and bank reconciliation in one ledger your accountant already understands.

  • No card required
  • LHDN-ready e-Invoicing
  • Set up in an afternoon
A finance team reviewing accounts on a laptop in a bright office
2,400+
Malaysian SMEs on the ledger
5 days
Average month-end close
99.98%
Uptime, last 12 months
MYR 1.4b
Invoiced through the platform
Connects with
MyInvoisMaybankCIMBPublic BankShopeeLazadaStripeiPay88StorehubXero importExcelPayroll

What it does

The boring parts, automated

Everything here exists because a Malaysian SME told us it was eating their Saturday. Nothing here is a module you pay extra for.

LHDN e-Invoicing, built in

Submit, validate and store e-Invoices against the MyInvois requirements without a middleware bill. Rejections come back in plain language, not an error code.

Bank feeds that reconcile themselves

Maybank, CIMB and Public Bank statements import daily and match against invoices and bills. What is left over is genuinely worth your attention.

SST returns without the spreadsheet

Tax codes sit on the account, not in someone's head, so the return is assembled as you go and reviewed rather than rebuilt every two months.

Connects to what you already run

POS, Shopee, Lazada, Stripe and payroll push in through the API. No re-keying, and no month-end export ritual.

A close you can schedule

Checklists, accruals and locked periods mean the close is a repeatable routine — the same five days every month, not a scramble.

Reports your banker accepts

Management accounts, ageing and cash-flow forecasts export the way a lender or an auditor expects to receive them.

Switching over

Live in a week, without losing history

Most companies move mid-year, so we bring the year-to-date with you. Your accountant keeps working the whole time.

  1. 01Day 1

    We import what you have

    Trial balance, customers, suppliers and open invoices come across from SQL, AutoCount, Xero or a spreadsheet. Nothing is retyped.

  2. 02Day 2

    We map your tax codes

    SST treatment and the chart of accounts are set up with your accountant on a call, so the first return is right rather than corrected.

  3. 03Days 3–4

    We connect the banks and the tills

    Bank feeds, POS and marketplace connectors are switched on and reconciled against a month you have already closed, to prove the numbers agree.

  4. 04Week 1

    You close the first month on it

    We sit in on your first close. After that the checklist runs itself, and support answers in Bahasa Malaysia or English.

What they say

Ask the people who closed last month on it

21 days → 5
We were closing three weeks late, every month. The bank feed and the e-Invoicing were the whole problem, and both went away in the first fortnight.
Lim Chee KeongFinance Director, Sinar Hardware Sdn Bhd
2 days saved / month
Our Shopee settlements used to take a person two days a month to unpick. It now posts itself, and the commission finally sits in its own account.
Nurul Huda AzizFounder, Kedai Rimba
11 outlets, 1 report
I have eleven franchisees on it. I get one consolidated P&L on the fourth working day without chasing a single spreadsheet.
Sandran MuthusamyGroup Accountant, Teh Tarik Junction

Pricing

Priced per company, not per seat

Invite your whole team and your accountant at no extra cost — we charge for the books, not the people looking at them. Billed monthly, cancel any time.

Starter

RM 89per month

For a sole trader or a new Sdn Bhd keeping its own books.

  • Up to 100 invoices a month
  • LHDN e-Invoicing
  • One bank feed
  • Unlimited users + your accountant
Start free

Business

RM 249per month

For a growing company with stock, staff and an SST number.

  • Unlimited invoices
  • SST returns + tax codes
  • Unlimited bank feeds
  • Stock and job costing
  • POS and marketplace connectors
Start free

Group

Talk to us

For franchises and groups consolidating several entities.

  • Multi-entity consolidation
  • Inter-company eliminations
  • Royalty and management fees
  • Named onboarding lead
Book a demo

All plans include LHDN e-Invoicing and SST returns.

Before you ask

The questions we get on every demo

Is this compliant with LHDN e-Invoicing?

Yes — submission and validation against MyInvois are built in, including consolidated e-Invoices for B2C and self-billed invoices for foreign suppliers. There is no separate middleware fee.

Can my existing accountant keep working the way they do?

They keep their own login at no cost, can export a full trial balance and audit trail at any time, and most firms in Klang Valley have already seen the file format.

What happens to our history if we switch mid-year?

We bring the year-to-date across, not just opening balances, so comparatives still work. Your old system stays readable — we never ask you to switch it off on day one.

Do you handle SST, and what about multi-currency?

SST tax codes and returns are standard. Multi-currency invoicing with daily rates is on the Business plan and above, with realised and unrealised gains posted automatically.

Where is our data kept?

In Malaysia, with encrypted daily backups and a documented recovery target. You can export everything you have put in, at any time, in open formats.

Start

Try it on last month's numbers.

Import a trial balance and close a month you have already closed. If the numbers do not agree, we will tell you why before you pay anything.

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